Terms & Conditions
Last updated: 3 September 2026
These Terms and Conditions explain the rules for accessing and using the Prestige Finance Brokers website.
By accessing or using this website, you agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please do not continue using the website.
ABOUT PRESTIGE FINANCE BROKERS
Prestige Finance Brokers Pty Ltd ACN 674 103 256, ABN 97 674 103 256, trading as Prestige Finance Brokers (“Prestige”, “we”, “us” or “our”), is a Corporate Credit Representative (Credit Representative Number 000555772) of Australian Finance Group Ltd ACN 066 385 822, ABN 11 066 385 822, the holder of Australian Credit Licence 389087.
Solmaz Taghavi is authorised as Credit Representative Number 000555773.
References to “you” or “your” mean any person who accesses or uses this website.
ABOUT THESE TERMS
These Terms and Conditions apply to:
the Prestige Finance Brokers website
its pages, articles, calculators, forms and downloadable resources
any mobile or updated version of the website
any other online service that links to these Terms.
We may update these Terms from time to time. The current version will be published on this page with the date it was last updated.
Your continued use of the website after an update means you accept the revised Terms.
WHO CAN USE THIS WEBSITE
This website is intended for people seeking information about finance and credit products or services in Australia.
You must be at least 18 years old to submit a finance enquiry or application through the website. If you are under 18, you may only use the website with the involvement and supervision of a parent or guardian.
If you access the website from outside Australia, you are responsible for ensuring your use complies with the laws that apply in your location.
GENERAL INFORMATION ONLY
Information published on this website is general in nature. It does not take into account your individual objectives, financial situation, needs or circumstances.
Website content is not intended to be:
personalised credit advice
financial advice
taxation or accounting advice
legal advice
property or investment advice
a recommendation to purchase a particular property or financial product.
Before making a financial decision, you should consider your circumstances and obtain appropriate professional advice.
Personalised credit assistance will only be provided after we have collected and assessed the relevant information about your circumstances.
LENDERS AND CREDIT PRODUCTS
Prestige Finance Brokers can consider products from a panel of lenders available through Australian Finance Group Ltd.
We do not compare every lender or credit product available in the Australian market. The lenders and products we can consider may change from time to time and may depend on our accreditations and the services available through AFG.
Any interest rate, fee, feature, repayment, borrowing estimate or product information shown on the website:
is indicative only
may change without notice
may be subject to lender policies, eligibility requirements and lending criteria
may not be available to every applicant
does not constitute a loan offer, approval or guarantee.
A lender is responsible for assessing your application and deciding whether to provide credit.
CALCULATORS AND ESTIMATES
Any calculator, comparison, estimate or scenario provided on this website is intended as a general guide only.
Results depend on the information and assumptions entered and may not include every cost, fee, tax, rate change or personal circumstance relevant to you.
Calculator results:
are not a quote or loan offer
do not represent approval or pre-approval
do not guarantee your borrowing capacity
may differ from calculations used by a lender
should not be relied upon as personalised credit advice.
You should speak with us and obtain a lender assessment before making a financial commitment based on an estimate.
WEBSITE ENQUIRIES AND APPLICATIONS
Submitting an enquiry, booking request or application through the website does not:
guarantee that we can assist you
create a binding agreement
guarantee loan approval
reserve an interest rate or credit product
require a lender to consider or approve your application
create a broker-client relationship until we agree to provide services.
When submitting information, you agree that:
the information you provide is accurate, complete and current
you have authority to provide any information relating to another person
you will notify us if relevant information changes
we may contact you about your enquiry
we may need additional information before providing credit assistance.
Providing false, misleading or incomplete information may affect our ability to assist you or the outcome of an application.
SEPARATE DOCUMENTS AND AGREEMENTS
These Terms govern your use of the website. They do not replace any document provided in connection with our mortgage and finance broking services.
You may receive separate documents such as:
a Credit Guide
a privacy consent
a preliminary assessment
a credit proposal
lender application documents
lender terms and conditions
disclosure or consent forms.
Those documents may contain additional terms applying to the services or credit product concerned.
Where there is an inconsistency, the specific document governing the relevant service, application or credit product will apply to that matter.
ACCURACY OF WEBSITE INFORMATION
We take reasonable care when preparing and maintaining website content. However, finance products, lender policies, government schemes, property markets, interest rates, fees and legislation can change quickly.
To the extent permitted by law, we do not guarantee that all website content is:
complete
current
suitable for your circumstances
free from errors
available at all times.
Publication dates should be considered when reading articles, guides and market updates.
You should confirm important information with us or another appropriately qualified professional before relying on it.
TESTIMONIALS AND CASE STUDIES
Testimonials, reviews, examples and case studies describe individual experiences or illustrative scenarios.
They do not guarantee that you will receive the same result. Outcomes depend on individual circumstances, lender policies, product availability and market conditions.
Any figures used in examples may be simplified or changed to protect privacy and make the scenario easier to understand.
ACCEPTABLE USE
You must use the website lawfully and responsibly.
You must not:
use the website for an unlawful, fraudulent, deceptive or misleading purpose
submit false, misleading or unauthorised information
impersonate another person or misrepresent your authority
attempt to gain unauthorised access to the website or its systems
interfere with the website’s operation, security, servers or networks
introduce malware, viruses or other harmful code
probe or test the website’s security without written permission
use automated tools to scrape, harvest, reproduce or extract website content without permission
copy or use website content to train an artificial-intelligence system without written permission
use the website in a way that infringes another person’s rights
send spam or unsolicited commercial communications using contact details published on the website.
We may restrict or suspend access where we reasonably believe these Terms have been breached or where necessary to protect the website, our business or other users.
INTELLECTUAL PROPERTY
Unless otherwise stated, the website and its content are owned by or licensed to Prestige Finance Brokers, Australian Finance Group Ltd or the relevant content owner.
Protected content may include:
text and articles
branding and logos
photographs and graphics
videos and audio
guides and downloadable resources
calculators
website layouts and designs
software and source code.
You may view, download or print website content for your personal, non-commercial use.
You must not reproduce, modify, publish, distribute, sell, license, frame, republish or commercially exploit website content without prior written permission, except where permitted by law.
Prestige Finance Brokers and its associated branding must not be used in a way that suggests an endorsement, partnership or affiliation without our written approval.
THIRD-PARTY CONTENT AND LINKS
The website may contain information supplied by lenders, government agencies, Australian Finance Group Ltd or other third parties.
It may also contain links to third-party websites, calculators, applications or services.
These links are provided for convenience and do not necessarily mean that we endorse or control the third party or its content.
We are not responsible for:
the accuracy or completeness of third-party content
the availability or security of third-party websites
the products or services offered by third parties
the privacy practices of third parties
any loss arising from your use of a third-party website or service, except where liability cannot be excluded by law.
Third-party websites may have their own terms and privacy policies, which you should review before using them.
PRIVACY AND PERSONAL INFORMATION
Our collection, use, storage and disclosure of personal and credit-related information are governed by our Privacy Policy.
By submitting information through the website, you acknowledge that it will be handled as described in that policy and any separate privacy consent provided to you.
You are responsible for ensuring that any information transmitted to us is sent securely and from a device or account you are authorised to use.
COOKIES AND ANALYTICS
The website may use cookies, pixels and similar technologies to:
operate website features
remember preferences
understand website usage
measure advertising performance
improve content and user experience.
Some technologies may be operated by third-party analytics or advertising providers.
More information is available in our Privacy Policy. You can manage cookies through your browser settings, although disabling them may affect website functionality.
ELECTRONIC COMMUNICATIONS
If you provide your email address or phone number, you agree that we may communicate with you electronically regarding your enquiry, application or services.
Where you have consented, or where otherwise permitted by law, we may also send marketing communications. You can unsubscribe from marketing at any time using the unsubscribe option provided or by contacting us.
Publishing an email address or telephone number on this website does not amount to consent to receive unsolicited commercial messages.
WEBSITE AVAILABILITY AND SECURITY
We aim to keep the website available and secure, but we do not guarantee uninterrupted or error-free access.
We may suspend, change, restrict or discontinue all or part of the website for maintenance, security, operational or other reasonable purposes.
Although we take reasonable security measures, no internet transmission or electronic storage system is completely secure. We do not guarantee that the website will be free from viruses, malicious code, interception or unauthorised access.
You are responsible for maintaining appropriate security on your own device, browser, accounts and internet connection.
AUSTRALIAN CONSUMER LAW
Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy available to you under the Australian Consumer Law or another law where that right or remedy cannot legally be excluded, restricted or modified.
LIMITATION OF LIABILITY
Subject to your non-excludable rights under Australian law, Prestige Finance Brokers is not liable for loss arising solely from:
your reliance on general website information without obtaining advice appropriate to your circumstances
inaccurate or incomplete information supplied by you
changes to lender policies, interest rates, government schemes or product availability
your use of a third-party website or service
interruption, delay or inability to access the website
viruses, malicious code or other interference outside our reasonable control
unauthorised use of your device, account or information.
To the maximum extent permitted by law, we are not liable for indirect or consequential loss arising from your use of, or inability to use, the website.
Nothing in this section limits liability that cannot legally be limited or excluded.
GOVERNING LAW
These Terms are governed by the laws of Victoria and the applicable laws of the Commonwealth of Australia.
You and Prestige Finance Brokers submit to the non-exclusive jurisdiction of the courts of Victoria and any courts hearing appeals from those courts.
SEVERABILITY
If any part of these Terms is found to be invalid, unlawful or unenforceable, that provision will be read down to the extent necessary.
If it cannot be read down, it will be removed without affecting the remaining provisions.
NO WAIVER
If we do not immediately enforce a right under these Terms, that does not mean we have waived that right.
CHANGES TO THESE TERMS
We may update these Terms to reflect changes to:
our website or services
technology and security practices
lender or aggregator requirements
legislation or regulatory guidance
our business operations.
The current version will be published on this page with the date it was last updated.
CONTACT US
If you have questions about this Privacy Policy or how we handle your information, contact:
Prestige Finance Brokers
Email: info@prestigefinancebrokers.com.au
Phone: (03) 7037 6057
Company details
Prestige Finance Brokers Pty Ltd
ACN 674 103 256
ABN 97 674 103 256
Credit Representative Number 000555772
Solmaz Taghavi
Credit Representative Number 000555773
Authorised under Australian Finance Group Ltd
ACN 066 385 822
ABN 11 066 385 822
Australian Credit Licence 389087