Australian Government 5% Deposit Scheme

Eligible buyers may build with a minimum 5% deposit, or 2% for eligible single parents and legal guardians, without LMI.

House-and-land packages and vacant land with a building contract may qualify. Combined land and building costs must remain within the applicable property cap.

Help to Buy

A minimum 2% deposit and a government contribution of up to 40% for an eligible new home.

Vacant-land construction and knockdown-rebuild projects can qualify where contract, builder, income and property requirements are met.

First Home Super Saver Scheme

Eligible voluntary super contributions may be released to help purchase land and build a first home.

ATO contribution and release procedures apply.

First Home Owner Grant and duty concessions

State or territory grants and transfer-duty relief may be available when building a new first home.

Grant amounts, price limits, construction deadlines and occupancy rules vary by jurisdiction.

Renewable-energy incentives

Eligible solar, hot-water and battery systems included in a new build may qualify for certificates or discounts.

Equipment, installer and timing requirements apply.