Grants and Programs Finder

The Australian Government finder brings together federal, state and territory grants, loans, rebates, subsidies and tax-benefit programs. Opportunities can be filtered by location, industry, business stage and funding purpose.

Instant Asset Write-Off

Eligible small businesses with aggregated turnover below $10 million can immediately deduct the business portion of eligible assets costing less than $20,000. The threshold applies per asset and was made permanent from 1 July 2026. This is a tax deduction, not a cash grant.

R&D Tax Incentive

Eligible companies conducting qualifying research and development may receive a tax offset for part of their eligible expenditure. The program continues under its current rules until reforms begin on 1 July 2028.

Export Finance Australia

Eligible exporters and export-supply-chain businesses may access government-backed loans, bonds and guarantees. Its Small Business Export Loan currently provides between $20,000 and $350,000 for eligible export-related purposes without property security.

First Nations business finance

Indigenous Business Australia offers finance and targeted support for eligible Aboriginal and Torres Strait Islander entrepreneurs. Available initiatives include start-up finance and the Indigenous Business Guarantee, subject to program and lender criteria.

Industry and regional programs

Additional grants or concessional loans may be available for manufacturing, clean energy, agriculture, regional development, exporting, disaster recovery or digital improvement. Availability and application rounds change regularly.